Social Security—A Single Life Only Benefit

Social Security—A Single Life Only Benefit

You look into the future. You picture yourselves as a couple who has worked together, accumulated your assets together, and combined your incomes to create your lifestyle for your “golden years.” It’s been a productive life and you live within your means. It appears...
When Term Insurance Is Your Choice

When Term Insurance Is Your Choice

Term insurance is easy to understand. You pay the premiums and you have life insurance . . . no bells, no whistles. However, term products can differ. So it pays to compare different term products to your personal financial objectives. Download The Full Article for...
The Dow Dips

The Dow Dips

“It was the scariest day on Wall Street in years.” That’s how CNN described the Dow dip that took place on February 5. However, the stock market is known for these “dips,” and the February 5 dip was not a once-in-a-lifetime event. So how...
When Tea for Two Becomes Tea for One…

When Tea for Two Becomes Tea for One…

We recognize that the cost of living is not going down. Yet, retirement plan distribution options often provide a smaller benefit to the surviving spouse. Even our Social Security benefits are reduced to the surviving spouse. So how can you help protect against loss...

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