SML Planning Minute
SML Planning Minute podcasts provide timely and thought-provoking financial ideas and concepts for individuals, families and business owners. Be sure to listen in! Simply click on a topic below to access a podcast. You can also subscribe to one of the many service providers to listen on the go.
Making the Right Choices With Your Wealth Revisited
Episode 278 – Regardless of what you want to do with your wealth, such as leaving it to family, charity, government, or spending it all, you will need to plan for your intended outcome. Doing nothing is not going to work. Continue Reading Making the Right Choices With Your Wealth Revisited
The Social Security Administration (SSA) Gets It Right
Episode 277 – After many years, the Social Security Administration (SSA) has finally taken steps to fix the problem it has referred to as “clawback cruelty.” Continue Reading The Social Security Administration (SSA) Gets It Right
Fair Versus Equal – What’s the Legacy You Want to Leave to Your Children? – Revisited
Episode 276 – Fair vs equal. Leaving your estate in equal shares to each of your children may not necessarily be the most beneficial or effective for your children. Continue Reading Fair Versus Equal – What’s the Legacy You Want to Leave to Your Children? – Revisited
Social Media May Be Hurting Your Finances
Episode 275 – There’s a growing phenomenon in our society: the tendency to live beyond our means simply to impress others. It doesn’t bode well for the future.
Continue Reading Social Media May Be Hurting Your Finances
Is Phased Retirement Right for You?
Episode 274 – Recent trends indicate that the concept of phased retirement is becoming more popular. Is it right for you? Continue Reading Is Phased Retirement Right for You?
How to Act Like a Wealthy Person
Episode 273 – You may or may not be wealthy, but realize that either way, your attitudes and behavior send an implicit message. Continue Reading How to Act Like a Wealthy Person
Combating Identity Theft
Episode 272 – Despite so many sincere efforts, identity theft continues to be a high-profile nuisance. Is there anything you can do about it? The Social Security Administration has some ideas. Continue Reading Combating Identity Theft
Concern About Generation Z
Episode 271 – Are young people spending too much money? “Doom spending” has become an increasingly serious concern. Here are some ideas on how to cope with it. Continue Reading Concern About Generation Z
Are You Ready For the 2026 Estate Tax Sunset?
Episode 270 – Most Americans have not paid too much attention to estate taxes, or “death taxes”, as the mass media likes to call it. But moderately or very wealthy people need to . . . now! Continue Reading Are You Ready For the 2026 Estate Tax Sunset?
Not Just A Prenup: How to Protect Your Estate Before You Get Married Again
Episode 269 – The rate of so-called “gray divorce” has doubled since 1990. How do you protect your assets if you decide to get re-married? Sometimes it’s more than just a prenup. Continue Reading Not Just A Prenup: How to Protect Your Estate Before You Get Married Again
How Life Insurance Can Help with a Blended Family
Episode 268 – The recent death of Senator Dianne Feinstein has brought attention to the dilemma faced by blended families. Life insurance can be a great tool to help smooth over some rough patches. Continue Reading How Life Insurance Can Help with a Blended Family
Are These the Good Old Days?
Episode 267 – There’s bad news everywhere you look. Political polarization in the USA, war in the Middle East, and natural disasters all over the place. But what if things are actually better than we realize? Here are some reasons to celebrate. Continue Reading Are These the Good Old Days?
Study Indicates that Half of Older Americans May Unretire
Episode 266 – Is early retirement a realistic goal for many people? A new study indicates that half of older Americans are considering either returning to the workforce or staying employed longer than they first planned. Continue Reading Study Indicates that Half of Older Americans May Unretire
Estate Planning and Sibling Rivalry
Episode 265 – Previously dormant sibling rivalries tend to turn up when large sums of money are at stake. What estate planning steps can you take to help minimize the problem? Continue Reading Estate Planning and Sibling Rivalry
Five Important Financial Truths about Millennials Revisited
Episode 264 – It’s hard to believe, but the oldest millennials are already approaching middle age. What makes them different from a financial point of view? Continue Reading Five Important Financial Truths about Millennials Revisited
Problems at the Social Security Administration
Episode 263 – The program 60 Minutes recently took on the problem of overpayments by the Social Security Administration, and raised some interesting points. Continue Reading Problems at the Social Security Administration
The Unique Challenges Faced by the “Sandwich” Generation
Episode 262 – The “Sandwich” Generation, people taking care of both parents and children at the same time, are subject to some unique challenges. Continue Reading The Unique Challenges Faced by the “Sandwich” Generation
Tax Gap Projections and Increased IRS Enforcement
Episode 261 – The IRS will be increasing tax enforcement action on high-income and high-net-worth individuals, and business owners. Prepare now. Continue Reading Tax Gap Projections and Increased IRS Enforcement
Avoiding a Fake Charity
Episode 260 – This being the holiday season, many of us have turned some of our attention to charitable gifts. The IRS has recently published some guidelines to help spot the difference between a real and a fake charity. Continue Reading Avoiding a Fake Charity
IRS Again Delays New Reporting for Gig Workers and Independent Contractors
Episode 259 – The IRS further delays implementation of the rules related to the issuance of Form 1099-Ks to gig workers and independent contractors. Continue Reading IRS Again Delays New Reporting for Gig Workers and Independent Contractors
