Business Planning
Minimizing Capital Gains Tax on the Sale of a Business
Episode 355 – Business owners selling a business are often worried about capital gains tax. There are several strategies that may help to minimize or avoid capital gains. Continue Reading Minimizing Capital Gains Tax on the Sale of a Business
Business Succession Planning Needed More Now Than Ever
Episode 305 – It has never been a more important time to consider business succession planning for small business owners to ensure that their financial security, retirement and family legacy plans are fulfilled. Continue Reading Business Succession Planning Needed More Now Than Ever
Business Owners: Reach Out to Your Attorney and Insurance Agent Immediately!
Episode 287 – Business owners who have entity purchase or stock redemption buy-sell agreements need to consult with their insurance agents and attorneys immediately, to determine whether their situation is impacted by a recent U.S. Supreme Court decision known as Connelly. Continue Reading Business Owners: Reach Out to Your Attorney and Insurance Agent Immediately!
If You’re a Closely Held Business Owner—Why You Need an SML Life Insurance Advisor
Closely held business owners have many common concerns such as business succession, employee retention, government regulations, taxes and health insurance. Learn how your Security Mutual Life Insurance Advisor can help you achieve financial security.
Is Employee Retention a Problem for You?
As a business owner, is retaining your top employees a concern for you, particularly as it relates to your best salespeople, company managers and executives? If so, you’re not alone. Whether your business is small, medium or large, attracting and retaining top talent...
How Do You Define Success?
Is it revenue, income or innovation? Perhaps your ability to give back to your community? Maybe improved well-being of your employees and increased ability to provide for your own family? Maybe you’re just starting out and want it all. Whatever your financial goals,...
The Business Owner’s Trio of Legacy Issues
If you own a small business, you play many roles and carry many responsibilities. And then there is your legacy to consider. What happens to your business when you are gone? You and your Security Mutual representative can create a plan to help you manage and protect...
Every Business Owner has a Business Continuation Plan!
If you don’t have a formalized plan, the chances are the “continuation” part is in jeopardy. Life Insurance is the most efficient way to fund a business buyout. In addition, the cash values offer some asset protection from creditors in most states. The cash values may...