SML Planning Minute
SML Planning Minute podcasts provide timely and thought-provoking financial ideas and concepts for individuals, families and business owners. Be sure to listen in! Simply click on a topic below to access a podcast. You can also subscribe to one of the many service providers to listen on the go.
Cash Value Life Insurance—Keeping Business Dreams Alive
Episode 75 - Cash value life insurance can help you weather personal and business storms. Just look at the stories of these famous entrepreneurs: Walt Disney, Ray Kroc, Max and Verda Foster, and Doris Christopher, and how cash value life insurance saved...
Offset Your Costs with a Tax Credit
Episode 74 - Did you know that the amount of tax credit an employer may receive for qualified costs incurred as a result of setting up a new retirement plan has increased?Transcript of Podcast Episode 74
Planning for the Qualified Business Income Deduction
Episode 62 – The Section 199A deduction is complex, but for many successful pass-through business owners, there are strategies to help qualify for the deduction. Your Security Mutual life insurance advisor can help you plan to meet the income thresholds of the law. Continue Reading Planning for the Qualified Business Income Deduction
Why Your Business Needs Key Person Insurance
Episode 61 - As a business owner, you insure your inventory, equipment and vehicles. Yet you may not be insuring your most valuable assets. Those are your key employees who help you operate, manage and generate revenue for your company. Key person...
Stretch IRA Substitute
Episode 60 – The SECURE Act eliminated the use of the “stretch” IRA, but there may be a way to replace that lost wealth and accomplish a similar goal by using the combination of a life insurance trust and a Single Premium Immediate Annuity. Learn more here. Continue Reading Stretch IRA Substitute
’Tis Always the Season for Giving—Here’s a Twist
Episode 58 – Charitable giving occurs throughout the year, not just during the holidays or at year-end. Most people engage in “checkbook philanthropy.” But did you know that there are other ways to give and make a greater impact? Life insurance is one such way. Here’s how. Continue Reading ’Tis Always the Season for Giving—Here’s a Twist
How the SECURE Act Affects Employer-Sponsored Plans
Episode 54 – If you are a business owner, you need to be aware that the SECURE Act makes several changes to employer sponsored retirement plans. Most of the changes simplify administration, but not all. Here are the main provisions impacting employer-sponsored retirement plans. Continue Reading How the SECURE Act Affects Employer-Sponsored Plans
What You Need to Know About the SECURE Act and Your Retirement Savings
Episode 53 – The SECURE Act is now law. It significantly impacts how we save in our IRAs and retirement accounts, and how we spend those savings. Here’s a brief summary of some of the more important provisions. Contact your local Security Mutual life insurance advisor today to review how the SECURE Act impacts your financial and retirement goals and objectives. Continue Reading What You Need to Know About the SECURE Act and Your Retirement Savings
Social Security Survivor Benefits
Episode 49 - Learn more about Social Security Survivor Benefits in this podcast episode of SML Planning Minute. Continue Reading Social Security Survivor Benefits
We May Be Able to Save You Money
Episode 34 – You probably know that you can save money on your car insurance if you maintain a safe driving history. But did you know that healthy living can also save you money? Security Mutual’s Healthy Living Program, or HeLP, recognizes the good health and life expectancy benefits of leading a healthy lifestyle. Continue Reading We May Be Able to Save You Money
Why Conduct a Life Insurance Review?
Episode 23 – Despite the amount of life insurance in your estate, it is an asset that is generally not evaluated, reviewed, or appraised on a consistent and comprehensive basis. Continue Reading Why Conduct a Life Insurance Review?
